Tontines and contribution groups
Start a tontine, invite members and follow every round — no notebook needed.
Save together. Move forward.
Run tontines and save with your loved ones — in Cameroon, across Africa and anywhere in the world.
What yaNkap solves
- Contributions tracked in notebooks, chat threads and memory.
- Late or forgotten payments that wear down trust in the group.
- Bills and top-ups spread across several different apps.
Features
Communities
Several funds per community, plus a space to share the group’s documents.
Common funds
Pool money for a project, an event or an association in one place.
Savings jars and goals
Put money aside for yourself, at your own pace, towards a clear goal.
Shared expenses
Split a cost and see who owes what, simply.
QR payments
Scan, pay. That’s it.
Bill payments
Eneo (prepaid and postpaid), Camwater and Canal+, right from the app.
Airtime top-up
Orange, MTN and Camtel, in seconds.
Inter-operator transfers
Send from one Mobile Money operator to another.
Tracking and history
Every contribution is recorded, and your financial history is always there.
Take a look
Who it’s for
- Tontine and njangi members and organisers
- Associations, families and communities
- The diaspora contributing with relatives back home
- Anyone who wants to save and pay bills simply
Benefits
- More transparency for every member of the group
- Fewer trips to pay bills
- Savings that are more regular and more visible
yaNkap is not a bank or a microfinance institution.
An Elgiosoft product
Ready to try yaNkap?
yaNkap: contribute together, move forward together.
In the same family
ElgioPay
FinTech
Mobile Money, cards and bills, with one API.
curl https://sandbox-api.elgiopay.com/api/v1/payments \
-H "Authorization: Bearer pk_test_…" \
-H "Content-Type: application/json" \
-d '{
"amount": 5000,
"currency": "XAF",
"payment_method": "mtn_mobile_money",
"customer_phone": "677000000",
"reference": "order_1024"
}'
# → 201
{ "success": true, "transaction_id": "TXN_ABC123DEF456", "status": "pending" }